Simplifying Your Loan Repayment Process with Standard Chartered Bank

In today’s fast-paced world, managing financial commitments efficiently is key to maintaining a stable financial status. Recognizing this, Standard Chartered Bank offers a streamlined and secure online platform for loan repayment that caters to the needs of its customers with Personal Loans, Home Loans, and Loans Against Property. This guide provides a comprehensive overview of the process, ensuring that your loan repayment journey is hassle-free and straightforward.

Introduction to Online Loan Repayment

Standard Chartered Bank has made it incredibly easy for its customers to make their loan repayments online. This service is designed to be convenient, saving you time and effort. Whether you’re looking to pay your monthly EMI or clear arrears, the process is simple and can be completed in just a few steps.

Key Features

  • Accessibility: Available 24/7, allowing you to make payments at your convenience.
  • Security: Utilizes the latest security protocols to ensure your financial information is protected.
  • Flexibility: Supports payments from accounts in other banks via net banking.
  • Efficiency: Instantaneous debiting of your bank account upon payment confirmation.

Step-by-Step Guide to Online Loan Repayment

Step 1: Initiate Your Payment

  1. Loan Account Information: Start by entering your 8-digit loan account number twice, along with the Loan Account Holder’s Name and the Payment Amount against EMI or Arrears.
  2. Validation: Click on “validate” to confirm the account number matches Standard Chartered’s records.
  3. Bank Selection: Choose the bank from which you wish to make the payment. You will then be securely redirected to your chosen bank’s payment interface.

Step 2: Authenticate and Confirm Payment

  1. Authentication: Enter the net banking user ID and password for your bank account or equivalent authentication details.
  2. Payment Confirmation: After verifying the payment amount, confirm the transaction. Your bank account will be debited immediately.

Step 3: Transaction Completion

  1. Confirmation: Upon successful transaction, a reference number will be provided. It’s important to save this number for future reference.

Important Notes

  • Service Availability: This facility is exclusively for customers with Personal Loan, Home Loans, and Loan Against Property.
  • Arrears Payments Only: The facility is intended for the payment of arrears. Any excess funds will be refunded in accordance with the bank’s policy.
  • Restrictions: Payments for part-payment or loan closure will not be processed through this service.

After Payment: Confirmation and Assistance

  • SMS Confirmation: A confirmation SMS will be sent to the mobile number registered with the bank once the payment is credited, typically within 2 working days.
  • Customer Support: In case of any issues or for further assistance, Standard Chartered’s dedicated phone banking service is available to help.


Standard Chartered Bank’s online loan repayment service exemplifies their commitment to customer convenience and security. By following the steps outlined above, customers can ensure their loan repayments are managed efficiently, allowing them to maintain their financial well-being with ease.


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Should you have any queries or need assistance, feel free to reach out to Standard Chartered’s helpdesk at

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