Introduction of OAS Program

Canada’s Old Age Security (OAS) program is an integral element of Canada’s social safety net, designed to offer financial assistance for Canadians aged 65 or over. OAS pension offers monthly support to seniors — helping cover household expenses while contributing towards overall well-being. As of 2024, major updates to OAS aim at strengthening support for senior citizens – particularly those over 75.

2024 Upgrade of OAS Pension Plan

The Canadian Government recently unveiled plans to raise OAS pensions permanently by 10% for seniors aged 75 or more, marking its first substantial rise since 1973 (excluding inflation adjustments ). This investment provides vital additional financial support for these elderly Canadians as part of its pledge to ensure financial security of this demographic group.

Eligibility and Benefits

To qualify for Old Age Security benefits, an individual must meet specific residency criteria while being at least 65 years old. The amount of OAS pension depends on several factors including age, income and length of residency in Canada – for seniors aged 75 years old or above the enhanced OAS benefits will provide significant financial assistance; other provisions within the program such as Guaranteed Income Supplement (GIS) payments to low-income seniors as well as allowances provided to low-income Canadians aged 60 – 64 who are either spouses/common law partners of GIS recipients or widowed recipients or widowed by GIS recipients – should also be taken into consideration –

Additional Support Measures (ASP).

OAS pension aside, other federal programs also provide financial aid to eligible Canadians, such as Canada Child Benefits for families with children aged under 18, GST/HST Credit to assist with goods and services tax costs, and Canada Workers Benefit aimed at low-income workers. Each benefit was designed specifically to address specific populations such as seniors, families and those on limited or moderate incomes.


The Canadian Government’s efforts to increase OAS benefits, especially for seniors aged 75 or over, reflect its efforts in supporting financial security among its aging population. These steps form part of a broader plan designed to meet seniors’ needs while assuring dignified retirement living for these vulnerable citizens. For further details regarding this program and related benefits individuals are strongly advised to visit official government websites regularly for updates and stay abreast of this critical information.


Q1: What are the enhancements to Old Age Security (OAS) benefits for Canadian seniors?

A1: The Canadian government has introduced several enhancements to the OAS program. These include an increase in the maximum Guaranteed Income Supplement (GIS) for single seniors, and allowing couples who receive GIS and Allowance benefits to be paid at higher rates based on individual income.

Q2: Who is eligible for the enhanced OAS benefits?

A2: Canadian residents aged 65 years or older, who live in Canada and have lived in Canada for at least 10 years since the age of 18, are eligible for the enhanced OAS benefits.

Q3: How much has the Guaranteed Income Supplement (GIS) increased for single seniors?

A3: The Canadian government has increased the GIS for single seniors by up to $947 annually. This is aimed at helping the most vulnerable single seniors across Canada.

Q4: Can couples who receive GIS and Allowance benefits get paid at higher individual rates?

A4: Yes, under the enhanced OAS program, couples who are forced to live apart for reasons beyond their control (such as a requirement for long-term care) can now receive their GIS and Allowance benefits based on their individual incomes.

Q5: How does one apply for the enhanced OAS benefits?

A5: You can apply online through the Service Canada website. Alternatively, you can download a paper application form from the website, fill it out, and mail it to Service Canada.

Q6: When will these enhancements take effect?

A6: These enhancements have been in effect since July 2016. If you’re eligible, you should already be receiving the enhanced benefits.

Q7: Do I need to reapply for these enhancements every year?

A7: No, once you are deemed eligible for the enhanced OAS benefits, you will continue to receive them as long as you meet the eligibility criteria.

Q8: How are these enhancements funded?

A8: These enhancements are funded by the Canadian government through general revenues. They are part of the government’s commitment to ensuring that seniors in Canada have a secure and dignified retirement.

Q9: Can I receive OAS benefits while living outside Canada?

A9: Yes, you can receive OAS benefits while living outside Canada if you lived in Canada for at least 20 years after turning 18. However, specific rules apply, and it’s best to check with Service Canada for more details.

Q10: What should I do if my income changes?

A10: If your income changes, you should report it to Service Canada as soon as possible. Your income level can affect the amount of OAS benefits you’re eligible to receive.

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